Free consumer market research & insights
for bridging finance in the UK

Statistically significant data sets focused on the UK’s bridging market,
sourced from a randomised sampling of UK consumers.

Is it cheaper to rent or own a mortgaged property?

25.60%

cheaper to rent in the
East of England

25.20%

cheaper to rent in the
East Midlands

25.10%

cheaper to rent in the
South East

23.60%

cheaper to rent in the
South West

How many times have borrowers used bridging finance?

17.58%

said
2

16.88%

said
3

14.19%

said
4

11.79%

said
5

When did borrowers last use bridging finance?

43.76%

said
2022

20.58%

said
2021

11.39%

said
2023

10.99%

said
2020

We asked…

When did borrowers last use bridging finance?

Single selection answers	Answers %	Count
2023	11.39%	114
2022	43.76%	438
2021	20.58%	206
2020	10.99%	110
2019	6.59%	66
2018	3.40%	34
2017	1.00%	10
2016	0.60%	6
2015	0.50%	5
2014	0.70%	7
2013	0.10%	1
Before 2013	0.40%	4

Link To Data

A randomised sample of 1,001 respondents aged 18+ throughout the UK’s 68,926,840 population (worldometer)

95% confidence. 4% margin of error. Dated: 20.04.23

Source: Finbri Survey

Do people in the UK use regulated or unregulated bridging finance?

74.83%

said
Regulated

25.17%

said
Unregulated

How long was your bridging finance term?

22.38%

said
6 months

10.79%

said
12 months

10.39%

said
5 months

9.59%

said
3 months

We asked…

How long was your bridging finance term?

Single selection answers	Answers %	Count
1 month	1.10%	11
2 months	4.10%	41
3 months	9.59%	96
4 months	7.89%	79
5 months	10.39%	104
6 months	22.38%	224
7 months	5.89%	59
8 months	5.49%	55
9 months	5.59%	56
10 months	5.09%	51
11 months	2.10%	21
12 months	10.79%	108
13 months	1.20%	12
14 months	1.30%	13
15 months or more	7.09%	71

Link To Data

A randomised sample of 1,001 respondents aged 18+ throughout the UK’s 68,926,840 population (worldometer)

95% confidence. 4% margin of error. Dated: 20.04.23

Source: Finbri Survey

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Region	Property Price (average)	Monthly Mortgage Repayments (average)	Monthly Rental Payments (average)	£ Difference (Mortgage vs Rental Payments)	% Difference (Mortgage vs Rental Payments)
South East	£394,096	£1,815	£1,359	-£456	25.1% cheaper to rent
East of England	£352,723	£1,624	£1,208	-£416	25.6% cheaper to rent
South West	£323,713	£1,491	£1,139	-£352	23.6% cheaper to rent
East Midlands	£249,484	£1,149	£859	-£290	25.2% cheaper to rent
London	£534,265	£2,460	£2,179	-£281	11.4% cheaper to rent
West Midlands	£251,313	£1,157	£933	-£224	19.4% cheaper to rent
Yorkshire & Humber	£212,730	£980	£866	-£114	11.6% cheaper to rent
North East	£163,480	£753	£668	-£85	11.3% cheaper to rent
North West	£215,648	£993	£1,006	£13	1.3% more expensive to rent

Single selection answers	Answers %	Count
1	8.69%	87
2	17.58%	176
3	16.88%	169
4	14.19%	142
5	11.79%	118
6	9.09%	91
7	7.59%	76
8	5.59%	56
9	5.09%	51
10	1.50%	15
More than 10	2.00%	20

Free consumer market research & insights for bridging finance in the UK

Is it cheaper to rent or own a mortgaged property?

How many times have borrowers used bridging finance?

How many times have borrowers used bridging finance?

When did borrowers last use bridging finance?

When did borrowers last use bridging finance?

Do people in the UK use regulated or unregulated bridging finance?

The last time you used bridging finance, what type of bridging finance did you use?

How long was your bridging finance term?

How long was your bridging finance term?

Looking for more stats?

Free consumer market research & insights
for bridging finance in the UK